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Saving for your child’s education
Quality education is a good starting point for your child. It will help them achieve prosperity and status in life. The better the university, the more opportunities you children will have access to.
How much does quality education cost?
It’s no secret that good higher education costs a lot. If in the leading Russian universities the cost of the year starts from $ 4,000, then in Great Britain and the US – upwards of $ 20,000.
At the same time you will have to shoulder the cost of food, accommodations, textbooks, notebooks, etc. Other costs outside of tuition can also be very high – about $ 15,000 – $ 20,000.
In addition to the cost of the course, graduates of Russian schools will have to complete an annual preparatory course (from $ 15,000), take an English language test and one of the standard comprehensive tests.
Thus, the total cost of training for your child in the US to pass for $ 250,000, in the UK – for $ 150,000.
How to save on child’s education
Regardless of the choice of the university, you certainly should start preparing in advance. The earlier you begin to accumulate for your child’s future, the more you will receive as a result. The law of compound interest will allow you to reduce your expenses for children’s education.
If your child is 12 years old, then, for training in one of the UK universities, you need to postpone $ 1,330 monthly. If you are going to enter an American university, then – $ 2,500.
But, if your child just was born, then your monthly savings can be reduced to $ 300 (for UK universities) and up to $ 420 for the US.
HOW TO START CORRECTLY
Consultants of AVC Advisory will help you to understand all the subtleties of these calculations and select the most interesting programs and financial instruments for accumulation.